Creating an estate plan is an important step in protecting your family and ensuring your wishes are carried out. But an estate plan is not something you prepare once and never look at again. Life changes, and laws change too. If your plan is out of date, it may not provide the protection you expect.

Following an estate plan review checklist is the best way to make sure your documents continue to work as intended.

Why an Estate Plan Review Matters

Estate planning is not a one-time event. Marriage, divorce, the birth of a child, a new business, or buying a home can quickly make an existing plan outdated. Changes in tax laws or probate rules can also affect whether your plan still meets your goals.

If you do not update your documents, your family may face confusion, unnecessary taxes, or even disputes after you are gone.

Estate Plan Review Checklist Families Should Use

Here are the areas to review regularly:

• Wills and Trusts: Do they reflect your current wishes and beneficiaries?
• Healthcare Directives: Are your healthcare proxies and living wills still accurate?
• Powers of Attorney: Have you chosen the right people to act on your behalf?
• Beneficiary Designations: Do your retirement accounts and life insurance policies match your estate plan?
• Guardianship Provisions: Are the guardians you named for your children still appropriate?
• Tax Strategies: Are your documents structured to reduce tax burdens under current law?

How Often Should You Review Your Plan

It is smart to review your plan every three to five years, or sooner if you experience major life changes. A regular review ensures your plan continues to protect your family and your assets.

Why Work With an Attorney

An estate planning attorney can help you spot issues you may not see on your own. They will ensure your plan complies with Massachusetts law, help reduce tax burdens, and give you the peace of mind that comes from knowing your family is protected.

Reach Out Today

An estate plan should grow with you. Do not rely on a “set it and forget it” approach. Use an estate plan review checklist and work with an attorney to keep your plan up to date.

Contact DaMore Law today to schedule an estate planning consultation.